Health Insurance Statistics

Having Health Insurance helps from the risk of incurring medical expenses and improve our lives and health. Below are the statistics released by the higher officials which create awareness of health insurance coverage.

• According to US Census Bureau, the percentage of people without health insurance in 2008 was 15.4 percent. The number of uninsured increased to 46.3 million in 2008, from 45.7 million in 2007. According to NCHS from January to June 2009, 45.4 million persons of all ages (15.1%) were uninsured.
• According to Census Bureau, the percentage and number of children under 18 without health insurance in 2008 were 9.9 percent and 7.3 million, lower than they were in 2007 at 11.0 percent and 8.1 million. According to NCHS from January to June 2009, the percentage of children under age 18 years who were uninsured was 8.2%.
• The number of adults under age 65 without health insurance is high and rising: 20.3 percent of adults ages 18 to 64 were uninsured in 2008, up from 19.6 percent in 2007, representing an additional 1.5 million adults. From January to June 2009, the percentage of persons was 17.1% (45.1 million) for persons under age 65 years, 20.7% (39.0 million) for persons aged 18-64, and 8.2% (6.1 million) for children under age 18.
• Seventy-two million people report having problems paying medical bills or accumulated medical debt. In order to pay their bills, far too many people are forced to go without basic necessities, use up their savings, rack up credit card debt, or even take out home loans.
• More than three-fifths (61%) of those with problems paying medical bills or accrued medical debt were insured at the time the debt was incurred.
• From January to June 2009, 20.4% of persons under age 65 years were covered by public health plans and 63.8% were covered by private health insurance plans. 37.4% of persons under age 18 years were covered by public health plans and 56.3% were covered by private health plans. 13.7% of persons aged 18 – 64 years were covered by public health plans and 66.8% were covered by private helath plans.

What to Consider While Purchasing a Smartphone?

Smartphones are simply mobile phones with advanced capabilities. In the past few months smart phones have grown up dramatically in mobile market share. Other features of smartphones like PC functionality, powerful processors, large displays, huge memory, open operating systems, compatibility with abundant broadband to access internet, etc, has made them so popular in the current tech market.

However, out of the many options available, buyers are often into dilemma on which company’s smart phone is good to purchase. The fact here is that all the smart phones are equally good but differ in suiting to customer requirements. So, if you want to purchase a smartphone – identify your requirements first and then try to see if the features of a smart phone are compatible with them. Of course, style also does matters in terms of purchasing a smartphone.

The costs of maintaining a smartphone is as expensive as purchasing it you really have to check whether you can afford it. It is good to consider if you can maintain it as well.